factually
Index/Topics/Retirement tax planning

Retirement tax planning

Retirement tax planning involves managing income sources to minimize tax exposure. This includes considering the taxation of Social Security benefits, pensions, distributions, investment income, and tax-exempt municipal bond interest.

Fact-Checks

1 result
Jan 16, 2026

How do retirement account distributions and capital gains affect provisional income for 2026 Social Security taxation?

Provisional income for 2026 Social Security taxation is the sum of adjusted gross income (AGI), tax‑exempt interest, and one‑half of Social Security benefits; anything that raises AGI — including taxa...