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Index/Topics/RMD Timing

RMD Timing

The timing of Required Minimum Distributions (RMDs) and their impact on the senior deduction

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Feb 2, 2026

What year‑end planning strategies legitimately reduce MAGI to preserve the full senior bonus deduction for 2025?

A temporary senior bonus deduction in 2025 provides up to $6,000 (single) or $12,000 (married couple) for taxpayers age 65+, but the benefit phases out as MAGI rises above $75,000 (single) or $150,000...

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