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Roth Conversion Timing

Retirees face decisions on whether to accelerate Roth conversions due to the 2026 tax changes.

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Jan 6, 2026

What tax planning strategies reduce Social Security taxation when doing Roth conversions?

Roth conversions can shrink the slice of retirement income that counts toward Social Security taxation by replacing future taxable IRA/401(k) withdrawals with tax-free Roth distributions, but the conv...