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Roth IRA Distributions

The effect of Roth IRA distributions on provisional income

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Feb 6, 2026

Which retirement income sources are excluded from provisional income under the 2025 update?

for 2025 is computed as adjusted gross income (AGI) plus tax‑exempt interest plus one‑half of , so the question of what is “excluded” turns on what does not count toward AGI or tax‑exempt interest in ...

Feb 4, 2026

How do IRA contributions and retirement plan coverage trigger Appendix B adjustments that affect taxable Social Security benefits?

Appendix B is not defined in the provided reporting, so this analysis focuses on the documented pathways by which , IRA distributions, and employer retirement-plan coverage change a taxpayer’s adjuste...