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Savings Bond Interest and MAGI

The impact of savings bond interest on Modified Adjusted Gross Income (MAGI) for various federal programs, including the Affordable Care Act (ACA) and Social Security benefit tests.

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Jan 22, 2026

How do the 2026 IRS MAGI thresholds change phaseouts for itemized deductions and IRA contribution limits?

The lift income bands that determine who loses tax benefits based on modified adjusted gross income (MAGI) and raise IRA contribution limits, meaning more taxpayers qualify for full or partial deducti...

Jan 19, 2026

Are federal savings bond interest included in magi?

Federal savings‑bond interest ordinarily flows into gross income and therefore into adjusted gross income (AGI) — and whatever a particular program defines as MAGI will usually start from AGI — but ex...