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Second Lowest Cost Silver Plan

The process of determining the Second Lowest Cost Silver Plan for calculating the Premium Tax Credit

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Jan 23, 2026
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How do marketplaces determine the second-lowest-cost silver plan used to calculate the benchmark premium?

Marketplaces pick the Second Lowest Cost Silver Plan () by looking at the silver-tier plans that actually apply to a payer’s coverage family in the geographic rating area tied to the taxpayer’s ZIP co...