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Index/Topics/State Insurance Regulations

State Insurance Regulations

Variations in state insurance regulations regarding Medigap guaranteed-issue rules

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Jan 21, 2026
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How do Medigap guaranteed‑issue and underwriting rules vary by state for Medicare beneficiaries in 2025?

guaranteed‑issue and underwriting rules in 2025 rest on a federal floor — a six‑month open enrollment at age 65 and limited federal guaranteed‑issue triggers — while states layer on dramatically diffe...

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