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Index/Topics/Taxable Portion of Social Security

Taxable Portion of Social Security

The taxable portion of Social Security benefits is counted differently for IRMAA and ACA MAGI calculations.

Fact-Checks

4 results
Jan 29, 2026
Most Viewed

Are Social Security benefits included in ACA MAGI calculations?

Yes — for ACA Marketplace subsidy and Medicaid/CHIP eligibility, starts with adjusted gross income (AGI) and then adds certain items including Social Security benefits; official Marketplace guidance i...

Jan 31, 2026
Most Viewed

How do the 2026 MAGI changes affect Roth IRA conversion strategies and tax‑planning for retirees?

The 2026 adjustments to MAGI thresholds and IRA contribution limits change the calculus for by expanding who can contribute directly to Roth IRAs and by altering which deductions and surtaxes (like IR...

Feb 5, 2026

How does the temporary senior deduction (P.L. 119‑21) affect married couples with pensions and Social Security in 2026?

The temporary senior deduction in P.L. 119‑21 gives taxpayers age 65+ an extra deduction of up to $6,000 per eligible individual (up to $12,000 for married couples where both spouses qualify) for tax ...

Feb 3, 2026

How does counting SSDI in MAGI affect eligibility for premium tax credits for a single filer versus a married couple?

Counting Social Security Disability Insurance () in modified adjusted gross income (MAGI) raises a beneficiary’s counted household income for Marketplace subsidy purposes because MAGI for premium tax ...

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