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Index/Topics/Traditional IRA Contributions

Traditional IRA Contributions

The deductibility phaseouts for traditional IRA contributions changed due to inflation adjustments.

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Jan 22, 2026

How do the 2026 IRS MAGI thresholds change phaseouts for itemized deductions and IRA contribution limits?

The lift income bands that determine who loses tax benefits based on modified adjusted gross income (MAGI) and raise IRA contribution limits, meaning more taxpayers qualify for full or partial deducti...

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