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Index/Topics/Virtual Credit Cards

Virtual Credit Cards

The use of virtual credit cards for online and phone transactions to reduce fraud and control spending.

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Jan 19, 2026
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How do virtual credit cards work and which banks offer them?

Virtual credit cards are temporary, digital card numbers tied to an underlying credit or bank account that function like a normal card for online and sometimes in‑person payments, and they’re used wid...

Jan 6, 2026

I need a virtual credit card to buy stuff online

Virtual credit cards let consumers generate a substitute 16‑digit number, CVV and expiry date for online or phone purchases so the real card number isn’t exposed, and many major issuers and third‑part...