Index/Organizations/Bankrate

Bankrate

American financial services company

Fact-Checks

47 results
Dec 17, 2025
Most Viewed

How do the proposed 2025 IRS life expectancy tables differ from the 2002 tables used now?

The IRS issued updated life-expectancy tables for RMD calculations effective for 2025 (Tables I–III in Publication 590‑B) and those tables change the “distribution period” (life‑expectancy) factors us...

Dec 19, 2025
Most Viewed

How many jobs added Trump vs Biden

A straightforward head-to-head is complicated by timing and the pandemic: reporting shows President Joe Biden presided over net job gains far larger than those recorded during Donald Trump’s full term...

Nov 24, 2025
Most Viewed

How will the RMD calculation formula (life expectancy tables and distribution factors) be updated for 2026 and which tables should I use?

The RMD formula remains: divide your prior-Dec‑31 account balance by an IRS life‑expectancy/distribution period factor from Publication 590‑B (Uniform Lifetime, Joint and Last Survivor, or Single Life...

Dec 8, 2025

What are the new real estate commission rules for 2025?

New commission rules that flowed from a $418 million settlement with the National Association of Realtors (NAR) took effect in August 2024 and primarily ban listing agents from posting buyer‑agent com...

Dec 14, 2025

Will state taxes on Social Security change in 2026 and which states tax benefits?

Federal rules affecting how much of Social Security is taxed at the federal level will change in 2026 (including a new senior deduction and a shift in taxable wage base), and most states already do no...

Dec 4, 2025

How did real wages, unemployment, and purchasing power change relative to inflation under Obama, Trump, and Biden?

Real wages rose at various points under Biden, with outlets noting inflation peaked at about 9% in 2022 and later fell to roughly 2.9% by the end of his term . Inflation fell from its Biden-era peak i...

Dec 3, 2025

What objective metrics (economy, jobs, inflation) compare Biden and Trump presidencies?

Objective comparisons of the Biden and Trump presidencies hinge on a few headline metrics: GDP growth, unemployment/job creation, inflation, wages/household income and fiscal deficits. Sources show Bi...

Nov 15, 2025

Free money credit card

Consumers often mean one of three things by “free money credit card”: a no-annual-fee card with good rewards, a card that offers a generous sign‑up bonus, or a 0%‑APR offer that lets you borrow intere...

Dec 10, 2025

does deporting immigrants cause housing or apartment prices to go down?

Research cited by multiple outlets finds that mass deportations are more likely to raise — not lower — home prices by shrinking construction labor, slowing new building, and increasing repair and deve...

Dec 20, 2025

What are the tax consequences of taking two RMDs in one year versus spreading distributions across years?

Delaying the first RMD until April 1 creates a situation in which two required minimum distributions must be taken in the same calendar year — and doing so transforms what would have been two separate...

Dec 17, 2025

How did FTC 2024-2025 guidance or rulemaking change buyer-broker commission practices?

The 2024–2025 rule changes—stemming from the National Association of Realtors (NAR) settlement and related industry rewrites—forced buyer‑broker compensation out of the Multiple Listing Service (MLS) ...

Nov 30, 2025

What economic forecasts predict for US unemployment in 2026?

Most professional forecasts point to a modest rise in U.S. unemployment in 2026 to roughly the mid‑4 percent range — commonly 4.4–4.6% — though some models and downside scenarios see 5.0% or higher (e...

Jan 18, 2026

Early retirement how much is enough

Early retirement “how much is enough” is not a single number but a calculation built from projected retirement spending, expected investment returns and the timing of guaranteed income like Social Sec...

Dec 17, 2025

Veterans receive lower interest rates, easier approval, less collateral, and more mentorship compared to non-veterans.

Veterans generally access mortgage products with features that tend to lower their borrowing costs and ease entry compared with conventional loans: VA-backed loans typically carry slightly lower inter...

Dec 16, 2025

Xvcc buying credit cards legit

Available consumer-finance reviews and comparison sites discuss where to get legitimate credit cards and how to choose among card offers — not a service called “Xvcc” that buys credit cards. Major exp...

Dec 12, 2025

where are the cc sites at

You asked “where are the cc sites at” — if you mean where to find credit‑card comparison and offer sites, the market is concentrated in a handful of specialist publishers and marketplaces that publish...

Nov 26, 2025

How do federal student loans impact the broader economy and voter demographics?

Federal student loans now touch roughly 40–46 million Americans and finance about $1.6–1.8 trillion of consumer debt, shaping household balance sheets, credit markets and public finances . Research an...

Jan 6, 2026

WHAT IS THE 2026 RMD LIFE EXPECTANCY?

The "2026 RMD life expectancy" refers not to a single number but to the distribution-period factors in the IRS life-expectancy tables used to compute required minimum distributions (RMDs) for 2026; mo...

Dec 31, 2025

How do per‑capita GDP and median wage growth compare under Trump and Biden after adjusting for inflation?

Per‑capita GDP rose under both administrations but the pattern reflects different starting points and large pandemic and post‑pandemic swings: analysts find real GDP and GDP per capita roughly compara...

Dec 17, 2025

"Remote work risks driving down rents, according to a new report."

A simple headline — “Remote work risks driving down rents” — compresses a complex and mixed set of findings: academic work and central-bank research find remote work raised housing demand and rental g...