Index/Organizations/Bankrate

Bankrate

American financial services company

Fact-Checks

51 results
Dec 17, 2025
Most Viewed

How do the proposed 2025 IRS life expectancy tables differ from the 2002 tables used now?

The IRS issued updated life-expectancy tables for RMD calculations effective for 2025 (Tables I–III in Publication 590‑B) and those tables change the “distribution period” (life‑expectancy) factors us...

Dec 19, 2025
Most Viewed

How many jobs added Trump vs Biden

A straightforward head-to-head is complicated by timing and the pandemic: reporting shows President Joe Biden presided over net job gains far larger than those recorded during Donald Trump’s full term...

Dec 8, 2025
Most Viewed

What are the new real estate commission rules for 2025?

New commission rules that flowed from a $418 million settlement with the National Association of Realtors (NAR) took effect in August 2024 and primarily ban listing agents from posting buyer‑agent com...

Nov 24, 2025

How will the RMD calculation formula (life expectancy tables and distribution factors) be updated for 2026 and which tables should I use?

The RMD formula remains: divide your prior-Dec‑31 account balance by an IRS life‑expectancy/distribution period factor from Publication 590‑B (Uniform Lifetime, Joint and Last Survivor, or Single Life...

Dec 14, 2025

Will state taxes on Social Security change in 2026 and which states tax benefits?

Federal rules affecting how much of Social Security is taxed at the federal level will change in 2026 (including a new senior deduction and a shift in taxable wage base), and most states already do no...

Nov 15, 2025

Free money credit card

Consumers often mean one of three things by “free money credit card”: a no-annual-fee card with good rewards, a card that offers a generous sign‑up bonus, or a 0%‑APR offer that lets you borrow intere...

Dec 10, 2025

does deporting immigrants cause housing or apartment prices to go down?

Research cited by multiple outlets finds that mass deportations are more likely to raise — not lower — home prices by shrinking construction labor, slowing new building, and increasing repair and deve...

Dec 4, 2025

How did real wages, unemployment, and purchasing power change relative to inflation under Obama, Trump, and Biden?

Real wages rose at various points under Biden, with outlets noting inflation peaked at about 9% in 2022 and later fell to roughly 2.9% by the end of his term . Inflation fell from its Biden-era peak i...

Jan 30, 2026

How do dependents calculate their 2025 standard deduction amount?

Dependents calculate their as the greater of a flat $1,350 or their , but that result cannot exceed the regular standard deduction for their filing status (single, head of household, married filing jo...

Dec 3, 2025

What objective metrics (economy, jobs, inflation) compare Biden and Trump presidencies?

Objective comparisons of the Biden and Trump presidencies hinge on a few headline metrics: GDP growth, unemployment/job creation, inflation, wages/household income and fiscal deficits. Sources show Bi...

Dec 20, 2025

What are the tax consequences of taking two RMDs in one year versus spreading distributions across years?

Delaying the first RMD until April 1 creates a situation in which two required minimum distributions must be taken in the same calendar year — and doing so transforms what would have been two separate...

Dec 17, 2025

How did FTC 2024-2025 guidance or rulemaking change buyer-broker commission practices?

The 2024–2025 rule changes—stemming from the National Association of Realtors (NAR) settlement and related industry rewrites—forced buyer‑broker compensation out of the Multiple Listing Service (MLS) ...

Dec 12, 2025

where are the cc sites at

You asked “where are the cc sites at” — if you mean where to find credit‑card comparison and offer sites, the market is concentrated in a handful of specialist publishers and marketplaces that publish...

Nov 30, 2025

What economic forecasts predict for US unemployment in 2026?

Most professional forecasts point to a modest rise in U.S. unemployment in 2026 to roughly the mid‑4 percent range — commonly 4.4–4.6% — though some models and downside scenarios see 5.0% or higher (e...

Jan 18, 2026

Early retirement how much is enough

Early retirement “how much is enough” is not a single number but a calculation built from projected retirement spending, expected investment returns and the timing of guaranteed income like Social Sec...

Dec 17, 2025

Veterans receive lower interest rates, easier approval, less collateral, and more mentorship compared to non-veterans.

Veterans generally access mortgage products with features that tend to lower their borrowing costs and ease entry compared with conventional loans: VA-backed loans typically carry slightly lower inter...

Dec 16, 2025

Xvcc buying credit cards legit

Available consumer-finance reviews and comparison sites discuss where to get legitimate credit cards and how to choose among card offers — not a service called “Xvcc” that buys credit cards. Major exp...

Nov 26, 2025

517805 a low balance credit card?

You asked about "517805 a low balance credit card?" — available sources do not mention the specific number 517805 or explain what it refers to (not found in current reporting). Broadly, recent consume...

Nov 26, 2025

How do federal student loans impact the broader economy and voter demographics?

Federal student loans now touch roughly 40–46 million Americans and finance about $1.6–1.8 trillion of consumer debt, shaping household balance sheets, credit markets and public finances . Research an...

Feb 2, 2026

Is the american economy going to crash?

The short answer: is not the consensus forecast for 2026, but downside risks are material and concentrated in finance, policy and distributional weakness that could make a correction feel like one for...