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U.S. government agency responsible for mortgage insurance
Reporting shows that the Federal Housing Administration (FHA) under the Biden administration expanded eligibility for some non‑citizen borrowers—notably DACA recipients with work authorization—to obta...
In 2023 there were virtually no mainstream, government‑backed 50‑year mortgage products widely offered by major U.S. banks or the GSEs; extended amortizations beyond 30 years were discussed and niche ...
Fred Trump built a real-estate empire centered on building and managing thousands of housing units in New York, expanding from single-family homes to large apartment portfolios and wartime housing pro...
The 2024–25 settlement and ensuing NAR rule changes decoupled buyer‑agent offers of compensation from MLS listings and require buyers to sign buyer‑broker agreements and negotiate fees up front — but ...
Banks and nonbank lenders do offer pathways for undocumented immigrants—most commonly via ITIN-based mortgages, community banks, credit unions and specialist nonbank lenders—but availability is uneven...
Fred Trump’s ability to build a vast real‑estate portfolio depended heavily on federal housing programs: underwrote financing and cash flow that private markets would not provide . Contemporary report...
Fred Trump built the foundation of the Trump Organization by leaning heavily on federally backed housing programs—using FHA insurance, postwar slum‑clearance funds and other New Deal–era mechanisms to...
Pulte helps average Americans buy homes through a mix of , as set out across recent company educational materials and regional reports . These approaches combine on-the-ground development of income-qu...
Undocumented immigrants can and do own homes in the U.S., and some obtain mortgages through non‑traditional channels — especially "ITIN loans" from private or non‑conforming lenders — but they are gen...
Fred Trump’s formative business years during the Great Depression taught him a set of practical habits—thrift, opportunistic diversification, cultivation of political access and a focus on cash-flow p...
Lying on a U.S. mortgage application can trigger ranging from denial and loan rescission to felony charges, restitution, heavy fines and prison — in extreme federal cases, statutes cited permit senten...
HUD has issued guidance and press statements in 2025 saying non‑permanent residents will no longer be eligible for FHA single‑family Title I and II programs, reversing earlier Biden‑era agency guidanc...
State and federal rules create a patchwork for immigrants seeking credit: DACA recipients currently can renew protections and work authorization, but courts and agencies have narrowed benefits such as...
Thirty years and 15 years are the most common fixed-rate mortgage terms in the U.S.; 30-year loans are the single most common product and 15-year loans are a widely used shorter-term alternative . Len...
Longer mortgages such as 50-year terms remain rare in the United States because the mortgage market, underwriting rules, and public policy are built around the model that dominated reforms after the G...
A November 2025 federal shutdown would suspend many discretionary federal operations—closing museums, curtailing some loan and grant programs, and furloughing large numbers of civilian employees—while...
The core claim is that the Trump administration’s funding cuts and policy shifts have , especially Democratic-leaning states, low-income households, housing markets, and sectors reliant on immigrant l...