Your fact-checks will appear here
American non-profit organization
The Affordable Care Act (ACA) marketplaces enrolled a record roughly 24.2–24.3 million people for 2025, according to federal and independent health-policy reporting . A precise statement of what share...
For the 2025 coverage year, people must generally have household income at or above 100% of the federal poverty level (FPL) to qualify for the ACA premium tax credit; the temporary expansion that remo...
About 21–24 million people were enrolled in ACA marketplace plans for 2024–2025, and roughly 90–93% of those enrollees received premium tax credits (subsidies), meaning roughly 19–22 million Americans...
For 2025, the premium tax credit (PTC) calculation uses the enhanced rules in place through 2025: the PTC caps a household’s required contribution to the benchmark (second‑lowest‑cost silver) plan at ...
The only specific ACA credits identified in the sources as scheduled to change are the "enhanced" premium tax credits (ePTCs) — the post‑2020 expansions enacted by the American Rescue Plan and extende...
Undocumented immigrants in the United States are largely barred from standard federal programs like Medicaid and Medicare but do receive medical care in specific, limited ways: emergency care required...
The core factual claim is that the One Big Beautiful Bill Act (often called the Big Beautiful Bill or OBBBA) would substantially reduce federal Medicaid and CHIP spending over the coming decade, with ...
For 2024 coverage, premium tax credit (PTC) eligibility generally begins at 100% of the federal poverty level (FPL) and—because Congress extended temporary enhancements for 2021–2025—taxpayers with in...
Two major federal actions expanded Affordable Care Act (ACA) premium tax credits: the American Rescue Plan Act (ARPA) of 2021, which temporarily eliminated the 400% of federal poverty level (FPL) inco...
Congress temporarily removed the 400%‑of‑FPL cap for premium tax credit (PTC) eligibility for tax years 2021–2025, so people with incomes above 400% FPL can qualify for 2025 credits if other rules are...
The 2025 standard Medicare Part B monthly premium is $185.00 and the Part B annual deductible is $257 (both set by CMS) . CMS also set the national base (national) Part D beneficiary premium — used to...
States that declined Medicaid expansion under the Affordable Care Act left a measurable “coverage gap” that has kept millions of low‑income adults uninsured, forgone large federal payments, and increa...
The most reliable public tools for estimating 2025 ACA (Marketplace) subsidies and the tax-time reconciliation process are the Kaiser Family Foundation’s updated Marketplace subsidy calculators and th...
The One Big Beautiful Bill (OBBB) of 2025 changes federal SNAP law to , effective on enactment, while leaving specific groups (LPRs, Cuban/Haitian entrants, and COFA citizens) eligible. Federal guidan...
The Affordable Care Act reworked how Medicare Advantage (MA) benchmarks and rebates are calculated, generally lowering payments to plans in higher-spending counties and reducing the share of benchmark...
Available reporting shows the Trump administration’s biggest announced health-aid commitments were concentrated in a set of new bilateral “compacts” with African governments—an initial tranche of agre...
Advance Premium Tax Credits (APTCs are based on a taxpayer’s projected modified adjusted gross income (MAGI) and are paid in advance to insurers; enrollees must estimate 2025 income in good faith and ...
Official, government and major nonprofit tools exist to estimate ACA (Marketplace) premiums and subsidies: HealthCare.gov provides an official plan-and-price preview for your ZIP code and the IRS/TAS ...
Original Medicare (Parts A and B) and Medicare Advantage (Part C) provide the same core Medicare-covered services — hospital and medical benefits — but differ sharply in delivery, extra benefits, cost...
Premium tax credits (PTCs) under the Affordable Care Act reduce Marketplace premiums by capping the household share of the benchmark silver plan and then paying the remainder; the enhanced PTCs in eff...