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The IRMAA surcharge for Medicare Parts B and D in 2025 is applied when a beneficiary’s modified adjusted gross income (MAGI) from 2023 exceeds statutory thresholds set by the Social Security Administration and reflected in CMS guidance.
A “life‑changing event” for purposes of an SSA‑44 IRMAA appeal is a specific, documented change in circumstances that reduces a beneficiary’s modified adjusted gross income (MAGI) compared with the ta...
Yes — withdrawals that are truly tax-free generally do not raise the MAGI figure the Social Security Administration (SSA) uses to calculate IRMAA, while taxable distributions from traditional retireme...
The Social Security Administration (via CMS/SSA notices reported across Medicare coverage guidance) set five IRMAA income brackets for 2026 with the first threshold at $109,000 (single) / $218,000 (ma...
IRMAA thresholds are adjusted annually for inflation for most brackets, using a CPI‑U comparison calculated each fall, and beneficiaries are assigned surcharges based on their MAGI from two years prio...
The IRMAA surcharge for Medicare Parts B and D in 2025 is applied when a beneficiary’s modified adjusted gross income (MAGI) from 2023 exceeds statutory thresholds set by the Social Security Administr...