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The 2025 HHS poverty guidelines set the annual Federal Poverty Level (FPL) for the 48 contiguous states at $15,650 for a single-person household and $54,150 for an eight-person household, with per‑per...
For 2026 ACA eligibility and employer affordability calculations, sources show (a) premium tax credit/subsidy eligibility will again be tied to the federal poverty level (FPL) bands (generally 100%–40...
The Affordable Care Act (ACA) marketplaces enrolled a record roughly 24.2–24.3 million people for 2025, according to federal and independent health-policy reporting . A precise statement of what share...
For the 2025 coverage year, people must generally have household income at or above 100% of the federal poverty level (FPL) to qualify for the ACA premium tax credit; the temporary expansion that remo...
The 2025 HHS poverty guidelines for the 48 contiguous states (often called the Federal Poverty Level or FPL) list $15,650 as the annual FPL for a single person and add about $5,500 for each additional...
The KFF Health Insurance Marketplace Calculator estimates 2025 Marketplace premiums and the dollar value of ACA premium tax credits by using actual exchange plan prices and ACA rules; it produces an e...
For ACA premium-subsidy purposes, MAGI starts with your federal adjusted gross income (AGI) and then adds back only three types of untaxed income: non-taxable Social Security benefits, tax-exempt inte...
Standard deductions are not separately subtracted when the Affordable Care Act’s Modified Adjusted Gross Income (MAGI) is calculated; used by the ACA to determine subsidy eligibility (sources summariz...
Obamacare (ACA) premium subsidies are calculated from your household’s estimated annual modified adjusted gross income (MAGI) and household size, compared against the federal poverty level (FPL) and t...
For 2025, the premium tax credit (PTC) calculation uses the enhanced rules in place through 2025: the PTC caps a household’s required contribution to the benchmark (second‑lowest‑cost silver) plan at ...
Enhanced premium tax credits running through 2025 make ACA subsidies calculate as a sliding scale tied to the benchmark (second‑lowest‑cost Silver) plan so households pay no more than a capped percent...
For 2025 coverage, eligibility for ACA premium tax credits is generally tied to the federal poverty level (FPL) and historically used a 100%–400% FPL band — which for a two-person household correspond...
For 2025 coverage the U.S. Department of Health and Human Services set the baseline federal poverty guideline for the 48 contiguous states and D.C. at $15,650 for a single person; for larger household...
The only specific ACA credits identified in the sources as scheduled to change are the "enhanced" premium tax credits (ePTCs) — the post‑2020 expansions enacted by the American Rescue Plan and extende...
The definitive place to get official, state-by-state 2026 Medicaid income charts and calculators is your state Medicaid agency or your state’s health insurance marketplace; many states publish 2026 in...
In 2026 eligibility for major benefits ties to tiers of the federal poverty level (FPL): Medicaid expansion typically covers up to 138% FPL while ACA premium tax credits generally apply between 100%–4...
The Biden administration materially expanded Affordable Care Act (ACA) subsidies first through the American Rescue Plan Act in 2021 and then by extending those enhancements through 2025 via the Inflat...
The 2026 federal poverty guidelines determine the income thresholds states use to decide Medicaid and CHIP eligibility, but most states will continue using the 2025 FPL numbers for early‑2026 eligibil...
The 2025 HHS poverty guideline for a two-person household in the 48 contiguous states and D.C. is $21,150 per year (about $1,762.50 per month) as published in the HHS/ASPE tables and reproduced by sta...
For tax year 2025 you must reconcile any advance premium tax credit (APTC) you received with the premium tax credit you’re actually eligible for, and repay any excess; for households at or above 400% ...