Index/Organizations/Ira

Ira

Unisex given name

Fact-Checks

38 results
Dec 10, 2025
Most Viewed

Which ACA premium tax credits are expiring in 2026 and who will lose them?

The temporary “enhanced” Affordable Care Act (ACA) premium tax credits — the ARPA/IRA-era increases that expanded eligibility above 400% of the federal poverty level (FPL) and reduced required househo...

Dec 5, 2025
Most Viewed

What impact did the ACA have on insurance premiums, deductibles, and out-of-pocket costs for different income groups?

The Affordable Care Act (ACA) cut the uninsured rate and created income‑indexed premium tax credits and cost‑sharing reductions that capped premiums and lowered deductibles for low‑ and middle‑income ...

Dec 18, 2025
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What happens to ACA subsidies and premiums if the ARPA/IRA enhancements expire after 2025?

If Congress allows the ARPA/IRA enhancements to lapse after 2025, the core premium tax credit (PTC) will remain but the expanded eligibility and larger subsidies will end — meaning subsidies would rev...

Dec 3, 2025

What income counts as household modified adjusted gross income (MAGI) for 2025 ACA premium tax credits?

For 2025 ACA premium tax credits, “household MAGI” starts with your adjusted gross income (AGI) on Form 1040 and then adds back three specific categories if present: untaxed foreign income, non‑taxabl...

Dec 12, 2025

Which ACA premium tax credits are scheduled to expire at the end of 2026 and what do they cover?

The temporary “enhanced” premium tax credits (PTCs) — the ARPA/IRA-era expansions that capped premiums and extended subsidies above 400% of the federal poverty level — are scheduled to expire at the e...

Nov 15, 2025

What are the main provisions of proposed ACA replacement bills for 2026?

Multiple 2025–2026 proposals would alter how ACA (Obamacare) subsidies, eligibility, and state programs operate in 2026: Republicans in Congress and some Senate proposals seek to replace or repeal maj...

Dec 14, 2025

How will subsidy expirations affect low-income versus middle-income households' health coverage?

If Congress allows the enhanced ACA premium tax credits to expire after 2025, millions will face higher premiums and some will lose eligibility entirely — analysts project roughly 4–4.8 million newly ...

Dec 12, 2025

Which states currently receive the largest ACA subsidy amounts per enrollee and how would that change if 2026 enhancements expire?

States with lower benchmark premiums and large enhanced credits tend to get the biggest subsidy-per-enrollee boosts today; analyses show enhanced credits added roughly $76 per member per month on aver...

Dec 12, 2025

How much would premiums increase in 2026 if ACA premium tax credits expire for different income levels?

If Congress allows the enhanced ACA premium tax credits to expire at the end of 2025, analysts say average marketplace enrollees would see premium payments rise by about 114% in 2026 — from roughly $8...

Dec 12, 2025

How would ending subsidies affect unsubsidized low-income and middle-income families differently?

Ending the enhanced ACA premium subsidies would sharply raise premiums and reduce eligibility: KFF and reporting estimate the average subsidized enrollee’s annual out‑of‑pocket premium would rise from...

Dec 6, 2025

How did the cost of ACA subsidies change after the 2017 individual mandate repeal and subsequent policy shifts?

The 2017 tax law eliminated the ACA’s federal individual mandate penalty effective 2019, a change the Congressional Budget Office estimated would raise the uninsured by millions and push up individual...

Dec 15, 2025

What were the administrative guidance and timeline for reconciling 2026 premium tax credits with CSR payments?

CMS and other federal guidance for 2026 instructed insurers to prepare dual rate scenarios and made reconciliation rules stricter: issuers were told to file rates both assuming CSR payments remain unf...

Dec 13, 2025

How are benchmark plan premiums calculated and used to set household contribution caps by FPL percentage?

Benchmark premiums are the second‑lowest cost Silver plan (SLCSP) in a local Marketplace and they set the dollar amount from which premium tax credits are calculated; the tax credit equals the benchma...

Dec 11, 2025

How will expiration of expanded premium tax credits after 2025 affect marketplace premiums and enrollment?

If Congress allows the enhanced premium tax credits (ePTCs) that were enacted under ARPA and extended through 2025 to expire, multiple analyses project sharply higher out‑of‑pocket marketplace premium...

Dec 9, 2025

What federal and state options exist to replace or extend ACA premium subsidies?

Congressional enhanced ACA premium tax credits — expanded under ARPA and extended through 2025 by the Inflation Reduction Act — are scheduled to sunset on December 31, 2025, returning subsidies to pre...

Dec 3, 2025

Which states have laws or programs to extend ACA subsidies after 2026?

States and some jurisdictions have already used their own funds or exchange rules to blunt the 2026 cut in enhanced ACA premium tax credits: Vermont explicitly runs state-funded enhanced subsidies, an...

Nov 29, 2025

How many multinational firms have reshored or offshored operations in the U.S. between 2017 and 2025?

No single, authoritative count of how many multinational firms reshored or offshored operations in the U.S. between 2017 and 2025 is presented in the available sources; most reporting and industry dat...

Nov 16, 2025

Who qualifies for enhanced ACA subsidies under the American Rescue Plan?

The American Rescue Plan (ARPA) temporarily expanded and increased ACA premium tax credits beginning in 2021 by removing the 400%-of-poverty income cap and capping benchmark-plan premiums as a share o...

Oct 28, 2025

How do ACA subsidies change for individuals with income above 400% of the federal poverty level in 2025?

The enhanced premium tax credits (PTCs) first expanded by the American Rescue Plan Act of 2021 were , so many people with incomes above 400% of the federal poverty level (FPL) who gained eligibility u...

Jan 16, 2026

How would proposed income caps or minimum premium contributions change eligibility and monthly premiums for typical ACA enrollees?

Reinstating strict income caps (the 400% federal poverty level cutoff) or raising the minimum required premium contribution would sharply narrow who qualifies for premium tax credits and push many mid...